Team Thayer Property Servicing

First-time buyers comprised 56.9 percent of primary owner-occupied home purchase mortgages with a government guarantee in August 2015, up from the 54.5 percent share last August, the  American Enterprise Institute (AEI)  reported in their  First-Time Buyer Mortgage Share Index (FBMSI) . The share has risen above previous year levels since April 2015, reflecting improvements within the labor market, riskier mortgage lending, and continuing low mortgage rates. This and a 35-month-long seller’s market for existing homes are causing home prices to increase much faster than income. “The strong spring 2015 home buying season has been paced by outsized gains for first-time buyers,” said Edward Pinto, co-director of the AEI’s International Center on Housing Risk. “Unfortunately, these gains are fueled in part by liberalized credit standards, which is creating demand pressure and driving real home prices higher. This will lead to future instability.” Team Thayer Eugene ...

IMAGE: Getty Images The business of business isn't really all that complicated. While there is, of course, specific knowledge required for specific industries, this post encapsulates everything that you'll need to know to survive and thrive in the business world. The lists below are adapted and condensed from my recently published book,  Business Without the Bullsh*t: 49 Secrets and Shortcuts You Need to Know. HOW TO MANAGE YOUR EMOTIONS 1. How to Become More Optimistic EXPECT something wonderful to happen every day. TREAT people as you'd want to be treated. DON'T waste breath fighting about things you can't change. CONCENTRATE on the job at hand, not the results you seek. ASSUME other people mean well. AVOID depressing people and conversations. EAT something delicious every day. TURN OFF the background television. ADOPT an attitude of gratitude. REMEMBER that the best is yet to come. 2. How to Eliminate Stress...